Whether you're buying your first home, relocating, or expanding, we will walk you through the process.
Here at Bayside, we want to make sure each client is aware of the many financing opportunities to them.
First Time Home Buyers
Buying your first home can be an overwhelming experience. With more than 10 years experience, we can guide you through the process and make sure you are comfortable with your new mortgage!
Business for Self (BFS) Financing
Several programs are available to assist people who are self-employed. Some lenders recognize what is shown on your personal income tax return may not truly reflect your ability to manage the loan!
New to Canada
Are you new to Canada and wanting to purchase a home to live in? There are programs available to help you achieve home ownership. Give me a call to discuss!
Purchase Plus Improvements
This program allows you to add the cost of improvements to your new property into your mortgage! Common improvements are kitchens, bathrooms, basement developments, detached garages... You name it!
Peter went above and beyond to help us with getting our mortgage figured out. Even after everything was done, he was still willing to answer my questions and contact financial institutions for me. Thank you so much for all your help!
We’ve done several mortgages over the years with Peter at Bayside Mortgages. His expertise and level of service are second to none. Our Realtor actually commented that she’s never worked with a mortgage broker who was so engaged and knowledgeable. Highly recommend!
Can’t say enough great things about Peter and Bayside Mortgages! We recently renewed our mortgage and Peter was so informative about our options, breaking down all of the details and making the whole process a lot less daunting! He got us a better rate than anyone else was offering. I highly recommend his amazing services!
I have been using Bayside Mortgage Solutions for the past 2 years now and it’s always a pleasure working with Peter Carstensen and his team. Bayside Mortgage consistently provides thorough, high quality service, having their client’s best interest at heart. Mortgage options with real values are honestly presented and possible solutions are discussed, providing you with the best financial advice. Response times are very quick, with a team always offering friendly service and advice.
I only spoke to Peter and genuinely appreciated his knowledge and frankness. He educated us on what would be our best course of action and explained that based on our situation it wasn’t in our best interest to leave our current mortgage provider. Rather than generating business for himself he put our financial well being ahead of his… I most definitely can’t say this of our bank. Thank you.