Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, we can help.
Run by licensed mortgage broker Peter Carstensen, Bayside Mortgage Solutions is a brokerage that has access to the very best products and rates available across Canada.
GET IN TOUCHCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
USE NOWHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
APPLY HEREMy Mortgage Toolbox
Download our personalized mortgage app and get pre-qualified in under 60 seconds! Calculate your total cost of owning a home, estimate the minimum down payment you need, stress test your mortgage, and more!
LEARN MOREWhile a bank only offers their products, mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!
Peter Carstensen and the Bayside team dedicate themselves to creating solid relationships with their clients and contacts, setting Bayside Mortgage Solutions apart for other mortgage brokers. Peter's goal is to go above and beyond for both his clients and lenders alike. Established as a trustworthy liaison between the lender and the client, Peter ensures the potentially stressful home financing situation becomes a smooth and well-informed experience for all.
Whether you're purchasing a new property, wanting to take equity out of your home, or needing to renew your current mortgage, Bayside Mortgage Solutions is at your service.
LEARN MORE ABOUT OUR SERVICES
“Bayside mortgage has been exceptional to work with. Peter and Anna are totally professional, yet efficient and friendly. They showed extreme patience with us, walked us through every step, and got us to our final goal. We couldn’t be happier with the experience. I would gladly recommend Bayside Mortgage to anyone.” -Lynda
“Peter and his assistant, Anna, were wonderful and very quick to respond when we had a tight timeline. Financing was in place with time to spare before our deadline to remove conditions. Answered all of our questions (there were many) and made themselves available at all times. We really appreciate how quickly and painlessly they put together our financing for our dream property when our lender we had been with for 17 years, said they had “no appetite for land loans.” Now going forward with a lender much better suited to our plans thanks to Bayside!” -J.B.
I used Bayside Mortgage Solutions to purchase my new home – and I cannot believe how smooth the process was. We usually go with our bank, but are glad we decided to try a mortgage broker. Peter’s team was in constant contact through every step, and our realtor even commented how much she was even kept in the loop on how our new mortgage was coming along. Thanks Peter. We’ll be sure to recommend you to all our friends.
Darcy
So pleased with the service from Peter. He was very helpful, got me an excellent rate, and kept me informed and answered all my questions. Definitely recommend 100%!
Monica A.
Bayside Mortgage is fantastic! Peter has worked with us on 4 of our mortgages, in two different provinces, Alberta and Manitoba. He is patient and dedicated to providing the best service he can his clients. I highly recommend him to everyone.
Crystal and Nathan