Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, we can help.
Run by licensed mortgage broker Peter Carstensen, Bayside Mortgage Solutions is a brokerage that has access to the very best products and rates available across Canada.
GET IN TOUCHCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
USE NOWHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
APPLY HEREMy Mortgage Toolbox
Download our personalized mortgage app and get pre-qualified in under 60 seconds! Calculate your total cost of owning a home, estimate the minimum down payment you need, stress test your mortgage, and more!
LEARN MOREWhile a bank only offers their products, mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!
Peter Carstensen and the Bayside team dedicate themselves to creating solid relationships with their clients and contacts, setting Bayside Mortgage Solutions apart for other mortgage brokers. Peter's goal is to go above and beyond for both his clients and lenders alike. Established as a trustworthy liaison between the lender and the client, Peter ensures the potentially stressful home financing situation becomes a smooth and well-informed experience for all.
Whether you're purchasing a new property, wanting to take equity out of your home, or needing to renew your current mortgage, Bayside Mortgage Solutions is at your service.
LEARN MORE ABOUT OUR SERVICES
This was the second time we used Peter and his team!! Anytime we asked a question, we got an immediate answer ! They knew what forms we needed and helped us along the way to make the mortgage process super simple and worry free!! Thank you so much for taking care of our family and we will use your team in the future for all our needs!! Also recommend anyone to get help from Peter and team .. you won’t be disappointed!!!!
Cheryl & Dean
My experience with Peter & his staff was amazing in handling my case. Moreover my mortgage situation (new business & multi property) is complex and it needs perseverance to make it happen. Peter is very professional and possesses thorough knowledge in what he does. I not only recommend the mortgage specialist Peter, but I guarantee once you have used his service you too will look no further. I want to express my heartfelt gratitude to Peter for assisting me with my situation. I would not have made it through if it wasn’t for him.
Raaj C.
Peter, and team were amazing to work with. They completed everything in an efficient matter. I always got to speak to them, they provided answers quickly. I will be using them again for my other properties, as recommending them to friends. Great job.
Rick
It was my first time working with a mortgage broker and it was a wonderful experience. Peter went above and beyond to ensure that I received the best mortgage options and was extremely good at explaining all processes. Peter and his team had amazing customer service as well which made the process so much easier. I would definitely suggest Peter and his team to anyone looking for a mortgage broker!
Stacey
I was in need of a mortgage product to refinance my house that was on a high-interest mortgage. Peter at Bayside, as always, was right there, guiding me at every step, about what to do and what I have at my disposal. With minimal effort on my part they got me a significantly lower interest product that is going to save me good chunk of money over the term and also gives me more control on my finances. Thank you Peter.
Sukhi