Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, we can help.
Run by licensed mortgage broker Peter Carstensen, Bayside Mortgage Solutions is a brokerage that has access to the very best products and rates available across Canada.
GET IN TOUCHCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
USE NOWHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
APPLY HEREMy Mortgage Toolbox
Download our personalized mortgage app and get pre-qualified in under 60 seconds! Calculate your total cost of owning a home, estimate the minimum down payment you need, stress test your mortgage, and more!
LEARN MOREWhile a bank only offers their products, mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!
Peter Carstensen and the Bayside team dedicate themselves to creating solid relationships with their clients and contacts, setting Bayside Mortgage Solutions apart for other mortgage brokers. Peter's goal is to go above and beyond for both his clients and lenders alike. Established as a trustworthy liaison between the lender and the client, Peter ensures the potentially stressful home financing situation becomes a smooth and well-informed experience for all.
Whether you're purchasing a new property, wanting to take equity out of your home, or needing to renew your current mortgage, Bayside Mortgage Solutions is at your service.
LEARN MORE ABOUT OUR SERVICES
Peter and Christine were excellent to deal with. Always quick with their replies and always willing to answer the many questions we had. Peter even took time out of his evening (twice) for phone meetings with us. They kept our realtor informed of everything as well which was very helpful. This is our second time using them and will continue to use them when needed!!
Trisia & Kevin
Peter has the big picture understanding of the money game and a healthy and refreshing detachment from the business of buying real estate, a personal commitment to provide excellent service which meant a hugely appreciated ability to translate financial options and practicalities and a skill to see possibilities that others missed. We felt taken care of and expertly guided from beginning to end.
Happy Clients in Duncan BC
We’ve done several mortgages over the years with Peter at Bayside Mortgages. His expertise and level of service are second to none. Our Realtor actually commented that she’s never worked with a mortgage broker who was so engaged and knowledgeable. Highly recommend!
Darcia L.
Peter was personable and professional, a dynamic combination with excellent results. A 10/10, will definitely recommend.
Kim H.
I had no luck getting a mortgage with a major bank. Within eight days of meeting Peter, he had my mortgage approved. As a first time home buyer, he navigated the process for me seamlessly. With that kind of service, I’ll be a returning client.
Ryan