Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, we can help.
Run by licensed mortgage broker Peter Carstensen, Bayside Mortgage Solutions is a brokerage that has access to the very best products and rates available across Canada.
GET IN TOUCHCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
USE NOWHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
APPLY HEREMy Mortgage Toolbox
Download our personalized mortgage app and get pre-qualified in under 60 seconds! Calculate your total cost of owning a home, estimate the minimum down payment you need, stress test your mortgage, and more!
LEARN MOREWhile a bank only offers their products, mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!
Peter Carstensen and the Bayside team dedicate themselves to creating solid relationships with their clients and contacts, setting Bayside Mortgage Solutions apart for other mortgage brokers. Peter's goal is to go above and beyond for both his clients and lenders alike. Established as a trustworthy liaison between the lender and the client, Peter ensures the potentially stressful home financing situation becomes a smooth and well-informed experience for all.
Whether you're purchasing a new property, wanting to take equity out of your home, or needing to renew your current mortgage, Bayside Mortgage Solutions is at your service.
LEARN MORE ABOUT OUR SERVICES
Peter and Christine were excellent to deal with. Always quick with their replies and always willing to answer the many questions we had. Peter even took time out of his evening (twice) for phone meetings with us. They kept our realtor informed of everything as well which was very helpful. This is our second time using them and will continue to use them when needed!!
Trisia & Kevin
I have been using Bayside Mortgage Solutions for the past 2 years now and it’s always a pleasure working with Peter Carstensen and his team. Bayside Mortgage consistently provides thorough, high quality service, having their client’s best interest at heart. Mortgage options with real values are honestly presented and possible solutions are discussed, providing you with the best financial advice. Response times are very quick, with a team always offering friendly service and advice.
Liezel P.
The level of service and care that I received from Bayside Mortgage Solutions while renewing my mortgage is unparalleled. The staff are very knowledgeable and experienced and answered all my questions and addressed my concerns promptly and effectively. I would recommend Bayside Mortgage Solutions for all your mortgage needs.
Garrett
Peter and his team were wonderful to work with. He was there to offer advice and very quick to answer any question I had. Greatly appreciate everything he did.
Brenda M.
“Peter and his assistant, Anna, were wonderful and very quick to respond when we had a tight timeline. Financing was in place with time to spare before our deadline to remove conditions. Answered all of our questions (there were many) and made themselves available at all times. We really appreciate how quickly and painlessly they put together our financing for our dream property when our lender we had been with for 17 years, said they had “no appetite for land loans.” Now going forward with a lender much better suited to our plans thanks to Bayside!” -J.B.