Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, we can help.
Run by licensed mortgage broker Peter Carstensen, Bayside Mortgage Solutions is a brokerage that has access to the very best products and rates available across Canada.
GET IN TOUCHCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
USE NOWHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
APPLY HEREMy Mortgage Toolbox
Download our personalized mortgage app and get pre-qualified in under 60 seconds! Calculate your total cost of owning a home, estimate the minimum down payment you need, stress test your mortgage, and more!
LEARN MOREWhile a bank only offers their products, mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!
Peter Carstensen and the Bayside team dedicate themselves to creating solid relationships with their clients and contacts, setting Bayside Mortgage Solutions apart for other mortgage brokers. Peter's goal is to go above and beyond for both his clients and lenders alike. Established as a trustworthy liaison between the lender and the client, Peter ensures the potentially stressful home financing situation becomes a smooth and well-informed experience for all.
Whether you're purchasing a new property, wanting to take equity out of your home, or needing to renew your current mortgage, Bayside Mortgage Solutions is at your service.
LEARN MORE ABOUT OUR SERVICES
My experience with Peter & his staff was amazing in handling my case. Moreover my mortgage situation (new business & multi property) is complex and it needs perseverance to make it happen. Peter is very professional and possesses thorough knowledge in what he does. I not only recommend the mortgage specialist Peter, but I guarantee once you have used his service you too will look no further. I want to express my heartfelt gratitude to Peter for assisting me with my situation. I would not have made it through if it wasn’t for him.
Raaj C.
Peter has the big picture understanding of the money game and a healthy and refreshing detachment from the business of buying real estate, a personal commitment to provide excellent service which meant a hugely appreciated ability to translate financial options and practicalities and a skill to see possibilities that others missed. We felt taken care of and expertly guided from beginning to end.
Happy Clients in Duncan BC
I used Bayside Mortgage Solutions to purchase my new home – and I cannot believe how smooth the process was. We usually go with our bank, but are glad we decided to try a mortgage broker. Peter’s team was in constant contact through every step, and our realtor even commented how much she was even kept in the loop on how our new mortgage was coming along. Thanks Peter. We’ll be sure to recommend you to all our friends.
Darcy
Peter and his team were wonderful to work with. He was there to offer advice and very quick to answer any question I had. Greatly appreciate everything he did.
Brenda M.
We just finished getting the perfect mortgage! We just bought our first home!! Peter has been with us every step of the way! He’s gone above and beyond what we expected!!
I could keep going on and on about how happy we are with the service and advice we received from Peter! We will be telling all of our friends to use him.
Thank you so much for your professionalism, answering so promptly every little question/concern and making sure we knew what was going on in every step of the way!
Becky & Kim