Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, we can help.
Run by licensed mortgage broker Peter Carstensen, Bayside Mortgage Solutions is a brokerage that has access to the very best products and rates available across Canada.
GET IN TOUCHCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
USE NOWHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
APPLY HEREMy Mortgage Toolbox
Download our personalized mortgage app and get pre-qualified in under 60 seconds! Calculate your total cost of owning a home, estimate the minimum down payment you need, stress test your mortgage, and more!
LEARN MOREWhile a bank only offers their products, mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!
Peter Carstensen and the Bayside team dedicate themselves to creating solid relationships with their clients and contacts, setting Bayside Mortgage Solutions apart for other mortgage brokers. Peter's goal is to go above and beyond for both his clients and lenders alike. Established as a trustworthy liaison between the lender and the client, Peter ensures the potentially stressful home financing situation becomes a smooth and well-informed experience for all.
Whether you're purchasing a new property, wanting to take equity out of your home, or needing to renew your current mortgage, Bayside Mortgage Solutions is at your service.
LEARN MORE ABOUT OUR SERVICES
Amazing knowledge and service! Peter’s team is great to work with ! We are very happy with our mortgage rate and the ease of the process we went through.
Vanessa
I have been using Bayside Mortgage Solutions for the past 2 years now and it’s always a pleasure working with Peter Carstensen and his team. Bayside Mortgage consistently provides thorough, high quality service, having their client’s best interest at heart. Mortgage options with real values are honestly presented and possible solutions are discussed, providing you with the best financial advice. Response times are very quick, with a team always offering friendly service and advice.
Liezel Pistorius
Excellent service – it was a pleasure working with you.
Elsie
Peter & Jacquie make buying a home a stress free experience! They are good at what they do and strive to get the best mortgage rates possible and the most suitable mortgage for each individual! They don’t stop until they are sure that you have received the best mortgage possible! They are fun and easy to deal with! I would recommend them to everyone and we would not and could not ever imagine using anyone else!
Cassandra
This is the third time I have used Peter and his team! They are extremely professional and a pleasure to deal with! I would not hesitate in referring them to anyone.
Melissa