Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, we can help.
Run by licensed mortgage broker Peter Carstensen, Bayside Mortgage Solutions is a brokerage that has access to the very best products and rates available across Canada.
GET IN TOUCHCalculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
USE NOWHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
APPLY HEREMy Mortgage Toolbox
Download our personalized mortgage app and get pre-qualified in under 60 seconds! Calculate your total cost of owning a home, estimate the minimum down payment you need, stress test your mortgage, and more!
LEARN MOREWhile a bank only offers their products, mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!
Peter Carstensen and the Bayside team dedicate themselves to creating solid relationships with their clients and contacts, setting Bayside Mortgage Solutions apart for other mortgage brokers. Peter's goal is to go above and beyond for both his clients and lenders alike. Established as a trustworthy liaison between the lender and the client, Peter ensures the potentially stressful home financing situation becomes a smooth and well-informed experience for all.
Whether you're purchasing a new property, wanting to take equity out of your home, or needing to renew your current mortgage, Bayside Mortgage Solutions is at your service.
LEARN MORE ABOUT OUR SERVICES
I had no luck getting a mortgage with a major bank. Within eight days of meeting Peter, he had my mortgage approved. As a first time home buyer, he navigated the process for me seamlessly. With that kind of service, I’ll be a returning client.
Ryan Truant, MD, FRCPC Anesthesiologist
This is the third time I have used Peter and his team! They are extremely professional and a pleasure to deal with! I would not hesitate in referring them to anyone.
Melissa
Peter helped me with my financing on my first house when I lived in Calgary, Alberta. He was more than great help. His service was exceptional and made the process very easy. Then when I move to Red Deer and was porting my mortgage, the bank was making it difficult, Peter helped me out and identified the issue in minutes, which the bank had not identify in the weeks. He received no compensation for this, but went above and beyond to help me out. Unfortunately, when I moved to Vancouver Island Peter was not licenses here, so I went through a bank again and had similar issues. It will not happen again. I will be looking to Peter when my mortgage comes up for renewal. His patience, commitment and service is top notch!
Neil
Peter and his team were wonderful to work with. He was there to offer advice and very quick to answer any question I had. Greatly appreciate everything he did.
Brenda McBeth
We’ve done several mortgages over the years with Peter at Bayside Mortgages. His expertise and level of service are second to none. Our Realtor actually commented that she’s never worked with a mortgage broker who was so engaged and knowledgeable. Highly recommend!
Darcia Latimer