Welcome
We believe us to be just your kind of mortgage broker.
Whether you are a first-time buyer or an experienced buyer with excellent credit, we can help. Run by Peter Carstensen, Bayside Mortgage Solutions is a mortgage brokerage that has access to the very best products and rates available across Canada.
Peter uses his ability to create solid relationships with his lenders and business partners and applies the same dedication to his clients. By becoming a trustworthy liaison between the lender and client, Peter ensures that the potentially stressful home financing situation becomes a smooth and well informed process.
SEE WHYCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
2.95%
Current prime rate is
3.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.34%
- $490.86
- 3.30%
- $488.77
- $2.09
-
- 1 Year
- 3.59%
- $504.03
- 3.49%
- $498.74
- $5.29
-
- 2 Years
- 3.74%
- $512.02
- 3.54%
- $501.38
- $10.64
-
- 3 Years
- 3.89%
- $520.07
- 3.44%
- $496.11
- $23.97
-
- 4 Years
- 3.94%
- $522.77
- 3.64%
- $506.69
- $16.08
-
- 5 Years
- 5.59%
- $615.64
- 3.59%
- $504.03
- $111.61
-
- 7 Years
- 5.80%
- $627.97
- 4.04%
- $528.19
- $99.78
-
- 10 Years
- 6.10%
- $645.76
- 4.14%
- $533.64
- $112.13
How to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
APPLY FOR MORTGAGEThere are two ways to get a mortgage in Canada:
From a bank or from a mortgage broker.
While a bank only offers their products, mortgage brokers send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!
Peter Carstensen and the Bayside team dedicate themselves to creating solid relationships with their clients and contacts, which sets Bayside Mortgage Solutions apart. Peter's goal is to go above and beyond for both his clients and lenders alike. Established as a trustworthy liaison between the lender and the client, Peter ensure the potentially stressful home financing situation becomes a smooth and well-informed experience for all.
Whether you're purchasing a new property, wanting to take equity out of your home, or needing to renew your current mortgage, Bayside Mortgage Solutions is at your service.
Overall, great experience.
Rylee
Peter went above and beyond to help us with getting our mortgage figured out. Even after everything was done, he was still willing to answer my questions and contact financial institutions for me. Thank you so much for all your help!
Merentia
This was the second time we used Peter and his team!! Anytime we asked a question, we got an immediate answer ! They knew what forms we needed and helped us along the way to make the mortgage process super simple and worry free!! Thank you so much for taking care of our family and we will use your team in the future for all our needs!! Also recommend anyone to get help from Peter and team .. you won’t be disappointed!!!!
Cheryl & Dean
Peter and Christine were excellent to deal with. Always quick with their replies and always willing to answer the many questions we had. Peter even took time out of his evening (twice) for phone meetings with us. They kept our realtor informed of everything as well which was very helpful. This is our second time using them and will continue to use them when needed!!
Trisia & Kevin
Peter helped me with my financing on my first house when I lived in Calgary, Alberta. He was more than great help. His service was exceptional and made the process very easy. Then when I move to Red Deer and was porting my mortgage, the bank was making it difficult, Peter helped me out and identified the issue in minutes, which the bank had not identify in the weeks. He received no compensation for this, but went above and beyond to help me out. Unfortunately, when I moved to Vancouver Island Peter was not licenses here, so I went through a bank again and had similar issues. It will not happen again. I will be looking to Peter when my mortgage comes up for renewal. His patience, commitment and service is top notch!
Neil